We accept a variety of insurance options.
A few of the many plans Restorative Counseling is “in-network” with include:
- Aetna
- Aetna Student Health (Northwestern University students)
- BlueChoice PPO
- Blue Cross Blue Shield PPO
- Golden Rule
- Meritain (not Meridian)
- Optum
- Oxford
- United Behavioral Health
- United Healthcare
- United Healthcare Student Resources
- United Medical Resources (UMR)
There are many types of insurance plans within a network, so it is advised to call your insurance company to see if Restorative Counseling is covered in your network.
Please note that we do not accept EAPs, Medicare, or Medicaid. You are encouraged to utilize provider finder tools to find someone who accepts these plans.
We understand that insurance can be confusing.
Although Restorative Counseling will handle most insurance-related tasks on your behalf, it is helpful for you to understand terms related to your policy:
No Surprises Act Notice
Part II of the No Surprise Act requires health care providers to give clients who do not have insurance or those who are electing not to use insurance a “Good Faith Estimate” of the bill for services:
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care organization gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care organization, and any other organization you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.